Paystubsnow Blog

The 80 20 rule, also known as the Pareto principle, is a fundamental productivity aphorism that explains how 80% of your outcome results from 20% of your input in all spheres of life, highlighting high impact tasks and important tasks.  It also agrees with the Pareto principle that less is ...

In your financial life, there are a number of fixed expenses you need to budget for, such as rent, fuel, and groceries, which are typically covered by your monthly budget. These are expenses you take care of each week or fortnight, and you can plan for them by allocating a ...

A financial planning checklist is similar to your regular to-do list for staying on top of things. Checklists are valuable for adding efficiency to everyday life, mainly accomplishing tasks and goals. In the same way, when trying to plan your finances, a financial planning checklist holds you accountable to yourself. ...

The world has seen four major global recessions in recent decades. From the post-war recession of the '70s to the dot-com crash of 2001 and the Great Recession of 2007-2009, these downturns have had a significant impact on economies and businesses around the world.What is a recession? Traditionally, it is ...

The grass is always greener on the other side, and this applies to our finances as well. We are constantly bombarded with images of luxurious lifestyles that seem to be just out of reach. We see celebrities and other wealthy people enjoying extravagant vacations, expensive cars, and lavish homes, and ...